Berber Kramer is a research fellow with the International Food Policy Research Institute (IFPRI). Her research focuses on financial inclusion and resilience, and in particular on innovations in agricultural insurance and seed systems that can help smallholder farmers adapt to climate change. She leads a research program that aims to strengthen agricultural insurance and finance in Ethiopia, India and Kenya through picture-based crop insurance, using smartphone images of targeted crops to monitor crop health and management. In other projects, she uses high-frequency panel data and (laboratory) field experiments to analyze health and financial decision-making in rural households, the role of polygamy, and trust between actors in agricultural value chains. She is the Editor-in-Chief for the Social Science section of Development Engineering. Kramer received her Ph.D. in economics from the Tinbergen Institute in the Netherlands.